Wednesday, October 30, 2019
Server malware protection policy Assignment Example | Topics and Well Written Essays - 1000 words
Server malware protection policy - Assignment Example Examples of such malware are Viruses, Worms, Trojan horses, Spyware, and Rogue security software. Similarly, the term server refers to whatever computer system domiciling in the physically secured data center owned and operated by the Company. In summation, this includes any organization operating an operating system specifically designed for server usage as determined by the Company. The different types of servers include Microsoft Server 2000 and Microsoft Server 2003. The policy provides that all servers of the company MUST be equipped and fitted with an anti-virus application. The installed anti-virus application should be one that offers a real-time scanning protection of files and applications running on the target system. The scanning of the files will aid in protecting the computer from being attacked by the viruses that may lead to the loss of data. Similarly, the anti-virus is of importance in case non-administrative users have remote access capability of the data processor machine. Again the anti-virus is required if the system is a file server or, HTTP/FTP access is open from the Internet and or if other ââ¬Å"riskyâ⬠protocols/applications are available to the system from the Internet at the free will of the Organizationââ¬â¢s Security Administrator. The server malware protection policy requires that all the mail servers being utilized by the company to have an anti-virus installed in them. For instance, in case the target system is a mail server, then, it MUST be equipped with either an outside or internal anti-virus scanning application. The applicationââ¬â¢s purpose is to examine all mail destined to and from the mail host. Likewise, while the external anti-virus application scan the inbound mail as a backup is being done, the local anti-virus scanning applications may be put off. The server malware protection policy necessitates that all servers being used by the company to get set with an
Sunday, October 27, 2019
The Impact Of Asymmetric Information And Adverse Selection Finance Essay
The Impact Of Asymmetric Information And Adverse Selection Finance Essay Nowadays financial intermediations play the important role in the economy. Firms and individuals can find sources to finance its new project. Also lender can invest their money in secure positions. Financial intermediations raise funds from the depositors for short term and lend them to the borrower for long term. The main job of those institutions is to provide finance through taking extra risk. So there are three parties engaged in those investments process. The lender or the depositor could lend his money on secure way and low cost. The borrower can find the finance of his project. The financial intermediation manages the process of those transactions. The question now is that why do lender and borrower need financial intermediation to manage this relationship. Why do not they do it directly without a third party? The answer of this question needs to know the main reasons why financial intermediations exist. There are three reasons explain this issue. First reason is that, the dif ferent requirement of those two parties. Second reason is the transaction cost. Finally is the asymmetric information. In this assay we will focus on the asymmetric information as a reason of the existence of the financial intermediation. Also, in this essay I will first explain the Asymmetric information, adverse selection and moral hazard. Then I will brief some empirical study about the issue of the effect of Asymmetric information to represent the importance of this issue. Also, I will explain the effect of the transaction cost because it has relation with the information cost to avoid unobserved information. Finally, I will explain the financial intermediary natural and their role in guiding the financial process. My conclusion refers to the importance of financial institutions to avoid asymmetric information. I am also touched upon the difference between the risk transferring and risk sharing and the fails of those conventional institutions in the last financial crisis. I reco mmended Islamic industry is an alternative to those convectional ones which can be able to withstand during the crisis because they works as a partner with their consumer and they share the risks with them. The impact of Asymmetric information, adverse selection, and moral hazard on the lender. It is important to the lender to have the good quality and quantity information about the borrower to be in the save side. When the information is poor that means there will be risk exist. Asymmetric information is an important concept in finance and needs to be understood. It means said Bucle (1998); the information refers to the situation where one party has more information than the other party. This is a problem with most types of transactions, financial or non financial transactions. In the Case of a financial transaction, the borrower will have more information about the Risks and return of the investment project for which funds are being borrowed and the lender do not have the same information the borrower does. So it may leads to actual conflict. Asymmetric information more affect lender, before he gives loan to the borrower and after. Adverse selection is the result of asymmetric information which means a bad selection with high risk of default. The adverse selection refers to the borrower with adverse return. Also, the second result of asymmetric information is moral hazard continued Bucle (1998). The lender will face this particular problems, in which always happened after lending. This problem is described as bad behaviour that accurse when the lender take the money from the lender and because the money is not belonged to him he will use it badly. He will use it for risky activities. As a result the lender will be at risk of losing his money. Karlan and at al (2005): investigate the moral hazard and adverse selection in credit market in South Africa. The random sample of 58000, of male and female, direct offers mail used by a larger lender in South Africa by three classes. First, offer interest rate. Second, contract interest rate which is equal or less the offer interest rate and revealed to more than 4000 borrowers that agreed to the first offer rate. Finally, a dynamic repayment with a good price on future loans for borrowers still in a good positions. These three stages supported by full information given to the lenders. The study setup distinguishes adverse selection from moral hazard impact on repayment. The result found that approximately 20% of default is because asymmetric information problems. Another empirical study of the impact of asymmetric information conducted by Gaul and at al (2008) investigate the effect of unobservable information on corporate loan market, and if the borrower gives the lender the incentive to reduce the asymmetric information effects. The study used a regression to give evidence of a positive relationship between some measure of loan borrower by lender, contract terms, negotiating loans, and the amount of non- publicly information. The study found that, moral hazard and adverse selection problems do exist in the corporate loan market. As a result of asymmetric information, adverse select, and moral hazard is the transaction cost. So what do we mean by transaction cost? Bucle (1998) counts four types of transaction costs which are as follows. Firstly, search cost, the borrower and the lender will be affected by high cost of searching for accurate information about each other to avoid risks associated to default and loss money. Also, verification costs, which mean the cost that accrues when lender tries, ensure that information he has is true. Furthermore, monitoring costs, the lender after given loan to the borrower should follow the borrower activities to make sure he will be able to make payment as agreed. Finally, enforcement costs, in case of default the lender wants to ensure that the lender can be enforced to get the money back. The importance of the financial intermediaries The financial intermediation is the entity which in a med position between two parties and manage the financial transaction between them. Commercial banks, investment banks, stock investing services, insurance providers, etc are examples of the financial intermediation. So we can imagine the importance of those entities. For example banks, it does the important role. Banks obtain funds from depositors and then lend those funds to borrowers. Also provide financial services said Fraser and et al (2001). Also individual as lender can get fixed income at cheaper cost. Also, when the lender uses the financial intermediary he wont need to bear those costs. He does not have to spend money and time for collecting information to find good borrower. Moreover, he can get his money back at any time he want it. Also he does not have to bear risks of default the borrower and other risks because the risks are borne by the bank. Always banks have information and policy system about their clients and diversify their investment in case mismatching the maturities of their assets and liabilities said Saunders (2008). Saunders and et al (2008) said because of costs of monitoring, liquidity, and price risk, as well as for some other reasons, savers often prefer to hold the financial claims issued by FIs rather than those issued by corporations. Diamond (1984) developed a model of delegate monitoring. Financial intermediary acts as monitor by promising the lender a fixed income and monitor the borrower activity to fulfil the lender the promise said Allen at al (2008). Another model developed by Boot and Thakor (1997) about delegated monitoring. They assume that, there are three kind of information. First, incomplete and unclear information about the future activity that the borrower is going to do and they suggest the solution is using financial market to obtain this information. Second the lender does not have information about the lender activity in term of invest the money in safe or risky project, and they suggest the solution by intermediary. Finally, borrower might have the chance to invest in a risky project and also they suggest the solution by intermediary said Allen at al (2008). Conclusion and recommendations: In conclusion, financial intermediaries do not exist by chance the economy has found them. As it shows above it exist because the need of the two separate parties and these parties represent the structure of the economy in any country. Borrower wants to have finance in his new project. Also lender need to be safe from asymmetric information, adverse selection of borrower and moral hazard and it is the financial intermediarys main job. To collect information about the borrower is not an easy task. It contains high cost for the small lenders which prevents him to invest his money. Also, he cannot give his money to the wrong person or firm. Financial intermediary could do this job on behalf of the investor. This job can be done by financial intermediaries in a low cost because of the large number of the customer they deal with. Also they act as specialist to this kind of financial transactions. However, financial intermediary is not always the haven. It has also risks of default, credit risk, liquidity risk, and etc. As we experience in the last financial crisis and the collapse of the biggest financial institutions around the world as a result of transferring risk. I think Islamic banks are the solution. They share risks instead of transfer them. Every party have to bear part of the risk to be able to continue. Transferring risks are not the solution, which means party will have nothing and other will have everything as a result part of the economy, will continue and the other part will collapse. Lets imagine the collapse party is the banks. So, the crisis will extend to the economy as a whole.
Friday, October 25, 2019
John Locke and The Rights Of Children :: Empiricists, Empiricism
Locke firmly denies Filmer's theory that it is morally permissible for parents to treat their children however they please: "They who allege the Practice of Mankind, for exposing or selling their Children, as a Proof of their Power over them, are with Sir Rob. happy Arguers, and cannot but recommend their Opinion by founding it on the most shameful Action, and most unnatural Murder, humane Nature is capable of." (First Treatise, sec.56) Rather, Locke argues that children have the same moral rights as any other person, though the child's inadequate mental faculties make it permissible for his parents to rule over him to a limited degree. "Thus we are born Free, as we are born Rational; not that we have actually the Exercise of either: Age that brings one, brings with it the other too." (Second Treatise, sec.61) On top of this, he affirms a postive, non-contractual duty of parents to provide for their offspring: "But to supply the Defects of this imperfect State, till the Improvement of Growth and Age hath removed them, Adam and Eve, and after them all Parents were, by the Law of Nature, under an obligation to preserve, nourish, and educate the Children, they had begotten." (Second Treatise, sec.56) Apparently, then, Locke believes that parents may overrule bad choices that their children might make, including self-regarding actions. Leaving aside Locke's duty of self- preservation, his theory permits adults to do as they wish with their own bodies. But this is not the case for children, because their lack of reason prevents them from making sensible choices. To permit a willful child from taking serious risks to his health or safety even if he wants to is permissible on this theory. Parents (and other adults as well) also seem to have a duty to refrain from taking advantage of the child's weak rational faculties to exploit or abuse him. On top of this, Locke affirms that parents have enforceable obligation to preserve, nourish, and educate their children; not because they consented to do so, but because they have a natural duty to do so. 2. The Problem of Positive Parental Duties The first difficulty with Locke's theory of childrens' rights is that the positive duty of parents to raise their children seems inconsistent with his overall approach. If, as Locke tells us, "Reason teaches all mankind, who will but consult it, that being all equal and
Thursday, October 24, 2019
How is God Related to Sufferings in Psalms and Job? Essay
The book of Psalms and the Book of Job are both parts of the bible that share stories of sufferings, faith and worships. The book of Job was written more than 2,500 years ago which relates the story of Job. Job was a good man and dearly loved by God but in the end must suffer to test the strength of his faith. Since Job believes he is not forsaken by God he trusts everything in the hands of God. One day God thought of testing Jobââ¬â¢s faith if it is enough to carry him through the trials he would bestow on him. He asks Job what he knows about Him being his God. Job did not fully satisfy God with his answers although God knows what is inside his heart. But God wants to know the extent of Jobââ¬â¢s faith to Him and thought of a plan to test Jobââ¬â¢s faith. One day great numbers of insects attack Jobââ¬â¢s crops and ate almost every plant he has. Rain did not come and he could not till his land. Then he starts to wonder why despite his closeness with God things like these could happen. He tried to talk to God but God does not answer. Falling to starvation he became terribly sick and begged for Godââ¬â¢s help but God is nowhere to be found. When he felt that everything is hopeless and was about to die, he called again to God and ask why he was being forsaken and abandoned. He looked into the heaven and said despite he was forgotten by God, his faith still remained in him. Suddenly God touched him and he quickly regained his strength. God told him that he let these things happen to make Job realized that it is only through suffering and trials that a man will prove his faith in him. That he has not really abandoned him but was with him during the time he was suffering. God has to do things to Job to test the strength of his faith. Job did not leave his faith and so he reaped the love of God even more. That is why God is related to the suffering in this book as a way to test Jobââ¬â¢s faith and remained to it even during the time of great suffering. This gives us the lesson that regardless of the suffering we have God will come to our aid as long as we keep our faith to him (Society, 2008). If the Book of Job tells the story of the suffering and strength of faith in God, the book of Psalms were collections of songs of prayers and praise. This book was written by the Hebrews who believe in the might and love of God. A Psalm is a poem that is accompanied by musical instruments and so they are actually poems that have been made into songs. David was mainly the composer of the songs on Psalms which he sang with his harp. There are different kinds of Psalms and all were originally written in Hebrew. Hebrew alphabet is composed of 22 letters and an alphabetical Psalm starts its first verse with the first letter of the alphabet, the second verse begins with the second letter and so on. These Psalms were the hallelujah, thanksgiving, praise, historical, penitential, imprecatory and messianic psalms. Among these Psalms that are related to repentance are the penitentiary psalms which confess the sins of man, the Imprecatory Psalms which tells us how God is angered by sinners and how he will judge them and the messianic psalms advises us about the coming of the Messiah (Books, 2008). Theologians provide explanation on the Book of Psalms that is now within the New Testament. According to them we as people may also experience suffering the same as Jesus Christ had suffered in the cross. But our suffering should not be believed as punishment for the sins we made but to strengthen us and ready us for a more harmonious destination. In Psalm 3, David has suffered the consequences of his sin with his adulterous relationship with Bensheba. He relate this suffering into a poem and then it became one of the collections of songs. In Psalm 119:68, 75 indicate that suffering befalls to us to see the goodness, righteousness and the strength of our faith with our God. Many songs within the Book of Psalms indicated the suffering of man we face as Christians. In Psalm 22, there are also Psalms that questions God and why do we need to suffer. And so God is related to suffering in the Book of Psalms to tell us through the songs that we should not sin and be righteous so that we will be blessed (Futato,1999) . References Society, A. B. (2008). Why Does God Allow Suffering? Journal. Retrieved from http://www. bibles. com/absport/news/item. php? id=102 Books, O. T. (2008). Chapter 7: Job and Psalms. Journal. Retrieved from http://www. middletownbiblechurch. org/oldtesta/oldtes7. htm Futato, M. D. (1999). Suffering As The Path To Glory. Journal. Retrieved from http://www. pressiechurch. org/Theol_2/suffering_as_the_path_to_glory. htm
Wednesday, October 23, 2019
Constructive style Essay
I was kind of surprised I ranked a medium in the ââ¬Å"constructive styleâ⬠because, I treat others as equals and I feel that I deal with conflict effectively. I do understand there are areas that I need to work on to become successful in my career. I tend to be more effective and comfortable once I get t know others. I convey my liking for people because I am thoughtful and considerate of others feelings. Being this way, has worked in my favor throughout my career. I know that I also have to work on building strong business relationships in order t have better business connections and better business networking. My regulator style ranked a 97th percentile. I feel that this is totally describing me. Rules are written for a reason and if we have to change the rules for one person than you will have to do it for all. My score for ââ¬Å"passive/defensive stylesâ⬠which include avoider, insulator, regulator, and accommodator ranked in the high percentile. At first, I was kind of disappointed that I scored high in this style. However, this will put me at a disadvantage as I start pursuing towards the destructive direction since it denies me the opportunity to contribute my own views and gain acceptance. I feel at times I accommodate myself at the approval of others. Like for example, I may act differently around certain people then I would around people I feel comfortable around. I also try to maintain a sense of peace and try to smooth over any differences that the group or peers may have. I can honestly say that I try to stay away from any and every conflict if possible. My score for ââ¬Å"aggressive/defensive styleâ⬠which includes escalator, dominator, competitor, and perfectionist ranked medium/low. The escalator style I scored in the 97th percentile. I wasnââ¬â¢t surprised at my ranking in this field. Growing up I was spoiled as a child and I always got what I wanted. When conflicts do arise I always get very upset at first and think itââ¬â¢s a personal attack against me. It does have affect on my personal relationship with my boyfriend when we get into arguments. I always try to find a way to turn the argument around to make myself look good but I know this is unfortunately self defeating. I know this is probably my biggest downfall among other but I know I can improve on this in order to become successful. I didnââ¬â¢t score to low in the competitor field. I do see winning as an opportunity for growth and development in the business world. In my eyes, winning shows a since of respect and people will get to like you. I know this isnââ¬â¢t always a good thing because winning isnââ¬â¢t always important you can upset other people if that is your only goal. I believe that my personality is a reflection of how I was raised as a child. My parents took the time to motivate me to be the best and work hard in anything I do. I was raised with respectful values of life. Once I became an adult, those values and skills my parents instilled in me has paid off thru my work skills. Taking this LSI survey has really made me realize things I didnââ¬â¢t even realize before. When you see yourself on paper it puts a different perspective in your eyes. The survey has highlighted my strengths and weaknesses. There were a lot of things that were brought to my attention that I never really thought about. With the help of this survey, it has made me see what I need to work on, build upon, and improve upon. Not only this assignment, but the course itself has motivated me to utilize my traits to develop my relationships, career, professional, and personal lifestyle while continuing to direct myself on the right road to success. References: Folger, J. P. , M. S. Poole, & Randall K. Stutman. Working Through Conflict: Strategies for Relationships, Groups, and Organizations, (6th Edition). Pearson, Allyn and Bacon: 2009. http://www. colorfulleadership. info/papers/conflict. htm http://www. survey-server2. com/lsiconflictuniversity-sso/rpt7. asp
Tuesday, October 22, 2019
Mental Imagery Its Nature and Use with Regard to Motor Performance essays
Mental Imagery Its Nature and Use with Regard to Motor Performance essays Mental imagery is a technique that has been increasingly used to enhance motor performance, especially as this relates to fitness and sports. According to Annie Plessinger, mental imagery, visualization or mental rehearsal, is an experience in the mind that resembles the actual experience without any physical activity or stimuli. Another, and perhaps clearer, definition is that mental imagery involves the mental repetition of a certain skill or movement, without the accompanying physical movement ("The Use of Mental Imagery in Soccer"). Basically the definition of the term entails that in motor performance, mental imagery entails rehearsal using the mind only, without any physical involvement. Mental imagery thus means to imagine movement without carrying it out (Plessinger). In fitness and sports, this means visualizing a certain skill or movement in the mind. This can help the mind to become used to the skill in order to better prepare the body for physical performance. David Yukelson emphasizes the importance of the appropriate feeling that should accompany mental imagery. The image in the mind is then accompanied by the desired feeling of for example confidence and control. Various terms are used in association with mental imagery as applied to fitness and sports. One definition ("The Use of Mental Imagery in Soccer") for example includes a division of the term into external and internal mental imagery. External imagery occurs when a soccer player for example visualizes himself as if he is watching a separate person performing the actions. Internal imagery on the other hand occurs with the player imagining the actions performed by his own body. Yukelson uses the term "feelization" to denote the sensation created by internal imagery. The player feels as it were the actions being imagined. Different people have differen ...
Monday, October 21, 2019
My friends wedding essays
My friend's wedding essays Name: Mohamed Mohamed ID: 14094 Sections: 11 My friends wedding was the worst wedding ceremony that I had ever attended. Though it was about to be a magnificent party, an accident happened that turned the party into a miserable battle. My friend Nahid was harsh, tough, and relentless that everyone afraid from her as well as avoid fractioning with her. Once, she surprised us by declaring her engagement from her neighbor Yousif, and both of them intended to marry in summer. Yousif was a bald, diligent engineer who was struggling to convince her grandfather about marrying her. I was waiting for the summer holiday to pack my bags and to travel to my country where in order to attend the prospective wedding. When I arrived, everyone from the neighborhood volunteered to assist in the ceremony preparations since it was decided to hold the party on the neighborhood playground where was adjacent to her grandfathers house. On the prospective day, everything was perfectly prepared; the balloons, the embellishment lights, and the bride cake. Even the musical instruments, the dining chairs, and the tables were set. For emergency, we brought two policemen to organize the crowd. Guests started arriving the wedding, also, my friends and I wore our new tuxedos, we stood at the entrance, as well as we attempted to ban all the parasites, however, we failed to distinguish the invited people from those parasites. The guests crowded the place in which we realized how small the place was. Finally, the wedding car appeared, and after a while, both the bridegroom and the bride were walking slowly among the ceremony aisle. And Anxiety signs appeared on the brides face due to the huge crowd; hoping that went as planned. After both the bride and the bride groom sat on their armchairs, the singer began crooning, and the melodies attracted all young boys and girls to dance ...
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