Thursday, December 26, 2019

The Corruption Of Politics And Politics - 1715 Words

Good governance ensures that the priorities of the state conform within the public’s interests (Stapenhurst and Kpundeh, 1998, p. 492). At its core is the accountability of politicians to its constituents (Ibid.). Once accountability weakens in political institutions, corruption can take place (Lederman, Loayza and Soares, 2001, p. 1-2). Canada prides itself as one of the top countries with the least perceived level of public corruption (Transparency National, 2015; Atkinson, 2011, p. 448). Even with Canada’s good reputation, political corruption still continues to plague the system and takes the form of misuse in election finance and lobbying of interest groups (Atkinson and Mancuso, 1985, p. 462; Atkinson, 2011, p. 448). The definition of corruption helps understand whether or not a misuse in election finance and lobbying constitute as a corrupt act. A widely accepted definition of corruption is â€Å"the exercise of official powers without regard for the public interest† (Boisvert, Dent, and Quraishi, 2014, p. 8). According to politicians, advisers, and ethics officers, corruption deals with breaking specific contracts between public officers and the state (Atkinson, 2011, p. 447). Citizens, on the other hand, believe that corruption happens when there is a breakdown of trust between public officials and its citizens (Ibid.). Nevertheless, all definitions share a common characteristic: they are all used for personal gain (Atkinson and Mancuso, 1985, p. 464). Canada is seenShow MoreRelatedPolitics Is Fueled By Corruption1511 Words   |  7 PagesPolitics is fueled by corruption. It causes government involved citizens to over use their power into manipulating others to achieve what they want. In All the King’s Men, written by Robert Pen Warren, Warren distributes politics to show how Willie Stark transformed. His character gradually deteriorates as a person throughout the political novel leading up to his death. Warren writes to exemplify politics and how it ruined lives of well-rounded people. Warren demonstrates the role of politics asRead MoreEssay about Corruption in Politics2511 Words   |  11 PagesWhen it comes to corruption in politics, no one is immune. Both parties have had their share. Not too long ago three members of Congress who are Republican were indicted due to political and financial scandals (Wallis, 2012). Two are currently under investigation and one is in prison (Wallis, 2012). Part of the problem in these corruption scandals involves the ability of interest groups to determine policy as well as pork barrel spending (Wallis, 2012). While corruption takes place at all levelsRead MoreEssay on The Olympics: Politics, Scandal, and Corruption3790 Words   |  16 Pages ABSTRACT: The purity of the Olympics has been smeared by scandal, corruption, boycotts, political disputes and even acts of terrorism. Sadly, politics have taken control of the Olympics and turned it into a political and money-making extravaganza. Olympic boycotts became a way for countries to protest each other. Hitler tried to use the Games to prove his belief of racial superiority. Wars interfered with the Olympics. Bloodshed even covered the Olympics, in the 1972 Munich Games where terroristsRead MoreEssay on The Role of Youth in Politics1291 Words   |  6 Pagesin politics. The famous writer Srirangam Srinivas wrote, â€Å"Our country is not in the hands of lazy and corrupted old politicians, this country is ours i.e. youth†. Young people between the ages 18 to 25 are the future of this country and its political system. The young people of America have a responsibility to be involved with politics and with their civic duties. The youth in America must be involved in po litics to ensure that America stays a country of freedom, and to combat the corruption in politicsRead MorePolitics, Realism, Liberalism And Liberty1507 Words   |  7 PagesStudying Politics challenges thoughts on existing theories and helps to develop the understanding of political concepts that are often deemed to be effective or ineffective. This essay will refer to some concepts and theories such as Political Corruption, Realism, Liberalism and Liberty. It will explore the kind of things academics generally try to find out through studying politics to explore these topics and what they should possibly be looking for instead when studying politics. Political CorruptionRead MorePolitical Corruption Has A Lasting Impression On New York City1319 Words   |  6 PagesPolitical corruption has had a lasting impression on New York City and the empire state all together. It is an attribute to the history and development of the city because it has been an influence on the social, economic and political spheres that are at the heart of society in New York. To develop an understanding of how political corruption shaped New York City and how it has contributed to the city’s growth is essential to under the history of the city. It is important also to understand how peopleRead MoreThe Democracy Of The United States Government1246 Words   |  5 Pagesof voting is available, why is the voter turnout so low? Many other countries have a much larger vote turnout than the United States. The reason for this varies; some major points would be the Demographics, voting laws, and political favoritism/corruption that affect the voter turnout. When the people vote for a public figure they expect them to succumb to the will of the people, and not big business. This led to a lack of trust on the United States government. The United States by far is oneRead MorePolitical Ignorance And Its Impact On Politics939 Words   |  4 Pagesmyself, have been found guilty of this very thing. Although, there is really no excuse since this generation is beaming with social networks and media outlets, which naturally spread information rapidly. Political ignorance and the lack of interest in politics can be concerning but if a person in a governmental position is estranged to governmental policy, that is when we have a huge problem. For example, one does not simply become a Senator these days through good intention and high esteem. Although,Read MorePlato s Republic : A Political Leader Is The Greatest Way Have A Successful Political Rule997 Words   |  4 Pagessociety, his argument is rather convincing. Plato compares the craft of politics to the craft of medicine in book one. When someone is ill, they go to a doctor, not a baker for example. Plato argues that politics is much the same in that someone who is a ble to successfully run a government must have studied politics and fit the role of a philosopher king. When the ruler or rulers of a society do not meet this requirement, corruption is bound to occur. Plato states that â€Å"excessive action in one directionRead MoreDemocracy An American Novel, by Henry Adams Essay956 Words   |  4 Pagesgovernment is practically impossible. Next, he believed the US political system naturally tended towards corruption and finally, he thought that politics and power inevitably tend to sap a person’s morals. Adams’ assumption that a respectable government is not possible in a democracy underlies the entire book and culminates with Mrs. Lee and Senator Ratcliffe’s conversation about government corruption. Mrs. Lee asks, â€Å"Is a respectable government impossible in a democracy?† Senator Ratcliffe replies

Wednesday, December 18, 2019

The Cycle Of Socialization ( C.o ) - 1549 Words

1) Define describe the Cycle of Socialization (C.O.S), the Cycle of Liberation (C.O.L). Explain how they relate to how Hip Hop has been shaped, giving two examples from either reading and/or in class. - The Cycle of Socialization is the cycle in which shapes who we are mentally, morally, and characteristically. The first step in the COS, is the Lens of Identity. This is where the person is socialized through their own personal lens, or they are taught on a personal level. Examples of this is one’s peers, teachers, or family. There is usually unquestionable trust in these people. The second step is Institution Culture, where we are bombarded with subliminal messages by these two factors each day. Institution, would be things such as School, a Business, or the Media (one of the largest in the institution factor). Culture, would be things like what we have done in class, such as studying lyrics, language, patterns of conscious and unconscious though. The last step, is the Lens of Experience. This is one of the most important, because we have now become experienced in life, and know many things that many may not ever know. With this though, we have two choices of what we can do. The first choice, is to do nothing; we can remain stagnant, and ‘go a long to get along’ because that is the easier way to do things. Or, we can cause change, raise consciousness, and interrupt the stagnant problem help with fixing it. When we do this though, it leads into the next cycle,

Monday, December 9, 2019

The Mongoose free essay sample

The Mongoose is a small meat eating animals with very sleek bodies. The mongoose is a species of small carnivores from southern Eurasia and mainland Africa. There are 33 different species of the mongoose. The Mongoose can be found in abundance I South Asia and Africa. The body of the mongoose is weasel like, and has a long body and face. The ears on mongoose are very small and rounded. They have claws that always remain showing and can never be drawn back. Some species of the mongoose are nocturnal while some come out during the day and night. The Mongoose was introduced to the Western hemisphere in the latter half of the 19 century to cure the solution of rodent purposes. This would continue to be its main use to solve the solution of any unwanted species on native communities. Also a main use of the mongoose was to check the holes of snakes and rodents to make sure they were safe and also to flush these creatures out. We will write a custom essay sample on The Mongoose or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page The Mongoose was credited for many wipe outs of certain species in the early days of setting up colonies on the Virgin Islands and Hawaii. They were introduced to the world to kill rats and snakes mainly The diet of the mongoose is quite simple. They consume small rodents, reptiles, and young birds. They also sometimes include fruit and other foods in their diet. The Dwarf mongoose manly feed on insects, termites, beetles, grubs, larva and spiders. When the mongoose forages they keep in contact with short chirrup calls. The mongoose uses a lot of vocalizations to keep in contact. In Hawaii, the mongoose is now being known as the Maui menace. It seems there the mongoose is no longer justifying its good uses of keeping rodents and snakes away. Mongooses do kill rats, but not the numbers needed to justify their use. Also in Hawaii the mongoose in certain parts and played a vital role on wiping out the population of birds. It certain towns and cities you will wonder why there is a lack of birds and the fingers are being pointed to the mongoose. The mongoose is on the hunt for the eggs as a source of food. They also pray on adult Hawaiian birds and well as turtle eggs. The bird of choice for the mongoose is the Hawaiian state bird, the Nene also known as the Hawaiian goose. The mongoose has been proven even harder to get rid of then the very species, the rat, it is in existence to eliminate. The reason why is because the mongoose is a much smarter animal, and has better agility skills . The IUNC has listed the mongoose as one of the top worst invasive species , not to mention causing over 50 million dollars in damages each year in Puerto Rico and the Hawaiian Islands alone . Some people wonder the total damages that the mongoose has caused that you cannot put a dollar amount on. Meaning the species the mongoose has wiped out that it was no suppose to. An example in Japan a hotel was offering a free nights stay for anyone who would bring in a dead mongoose. The problem the mongoose is causing is very real and worldwide. The job that they were made for is no longer being done but they are taking out whatever they can get their hands on. Overall I feel that the mongoose was made and used for a very good cause. At this point it seems that the species has got out of hand. I don’t know what can be done to wipe them out or control them. I think the best bet is to have people start to hunt them as well as continue to use all resources available to contain the mongoose and stop them from wiping out anymore species then they already have .

Monday, December 2, 2019

Sweat Essay Example For Students

Sweat Essay SweatSteven WoodJerry ErathEssay #47th March 1997It is easy to see why a person would find Sweat an offensive story. Many who read this story will find that the style in which it is written to bedegrading to the African American race. However, this assumption has littlebacking. Zora Hurston is clearly relaying a story that tells of her time. Tosay Sweat is stereotypical is to deny the fact that this is the way thingswere at one time. For a person to acknowledge the way things were is to merely recallhistory. Why should a race be ashamed of their history? They would bettertheir own values by taking this story for what it is worth. Not only does ittell of their ancestors way of life, but it shows how things have changed forthe better. We will write a custom essay on Sweat specifically for you for only $16.38 $13.9/page Order now If one could not write stories about their experiences in the past thepublic would be unknowing of its culture and heritage. Hurston even usedreference to Jewish people in this story. They also were slaves and were facedwith over four hundred years of hardships and inequalities. It has not beenknown for the people of the Jewish faith to be insulted by the Bible which tellstheir stories. In fact, they use it as a way of life. It serves as a learningtool that proved how strong they were and how much suffering they had to endure. When they are faced with problems they relate back to stories, just as this, tofind that strength once again. Mrs. Hurston, being a African American herself, should have the right totell a story of her heritage without being persecuted. The fact that that ishow African Americans spoke during that time should not be cause forembarrassment. It is just a fact of how things were. When relating a storyfrom a certain time period, it should be written in the dialect used at thattime. The people who find this story demeaning are obviously choosing to notbelieve this is how things were. If you change the facts, you change thehistory. People of all nationalities have parts of their heritage that theywould rather not admit to, but a mistake made should be noted and then changedif possible. It should not be forgotten due to its unpleasantness. The more African Americans are ignored for their differences, the morethey have to set themselves apart from the typical white American. For example,black people were given equal rights and equal opportunities in the workingworld with affirmative action. These things were obtained through the requestand demanding of African Americans so they could be equal Americans. Once thesethings were obtained, they set out to make themselves as different as possible. It is very understandable that they would want to differ from those who causedthem so much humiliation as a race. In fact, for them to want to run out andact the same way would be hypocritical. The need for difference is not onlyunderstandable, but expected. Hurston portrays African Americans with the underdeveloped speech whichthey had at that time. Not only does she portray their speech habits, but alsotells of their daily life experiences. The main character should be a model forAfrican Americans today. She was humble and didnt have too much pride. Shewas willing to do what it took to survive. She had a hard life but dealt withit believing that all who did wrong would reap what they had sewed. The African Americans today should take notice and not be too proud toadmit the things they wish to forget.

Wednesday, November 27, 2019

What I learned in Theater essays

What I learned in Theater essays Ok, so the only reason I joined theater class was because I needed an easy A. A blow-off class of some sort, to balance out the rest of my schedule. I got much more than that. I am taking with me a sense of self-worth, and confidence. I acquired the ability to think on my feet, and the motivation to get up and do something when faced with a new situation, not just giggle and turn red. The biggest thing, I think, is the ability to just talk to people and not be worried about what they think. After all, I cant be embarrassed after I think about some of the stuff that I did this year in front of the class. I found that I can go ahead and talk to someone I dont know, instead of just standing there, awkwardly. After spending five weeks on improvisation during the first semester, I can think on my feet. It also gives me something to do when the telemarketers call. I can think of something to say when Im talking to one of dads clients. And of course, if someone gets into a situation that they cant quite explain, I can whip up a story in no time flat, (not that I would ever get into trouble or anything). After taking the class, I never have my back to someone when Im talking. I can project, (sort of). I know what Snagglepus is talking about when he says Exit, stage right! Stage fright is no longer a big thing for me. I can play a crazy role very well. I can talk in British and Russian accents, (...Daahlink, ve must get moose and skverrl!). I can pick out bad actors/actresses in movies and shows. I have a deep respect for the theater arts. I am not much of an actress, but I love being backstage, all stressed out, trying to iron out all the last minute wrinkles before the show. Being in theater class introduced me to Theatre Club, which gave me a chance to be a part of this years production. I was glad to do everything from pinning up costumes, to re...

Saturday, November 23, 2019

How to Find Greatest Common Factors

How to Find Greatest Common Factors Factors are numbers that divide evenly in a number. The greatest common factor of two or more numbers is the largest number that can divide evenly into each of the numbers. Here, you will learn how to find factors and greatest common factors. You will want to know how to factor numbers when you are trying to simplify fractions. What You Need Manipulatives: Coins, buttons, hard beansPencils and paperCalculator Steps Factors of the number 12: You can evenly divide 12 by 1, 2, 3, 4, 6 and 12.Therefore, we can say that 1,2,3,4,6 and 12 are factors of 12.We can also say that the greatest or largest factor of 12 is 12.Factors of 12 and 6: You can evenly divide 12 by 1, 2, 3, 4, 6 and 12. You can evenly divide 6 by 1, 2, 3 and 6. Now, look at both sets of numbers. What is the largest factor of both numbers? 6 is the largest or greatest factor for 12 and 6.Factors of 8 and 32: You can evenly divide 8 by 1, 2, 4 and 8. You can evenly divide 32 by 1, 2, 4, 8, 16 and 32. Therefore the largest common factor of both numbers is 8.Multiplying Common Prime Factors: This is another method to find the greatest common factor. Lets take 8 and 32. The prime factors of 8 are 1 x 2 x 2 x 2. Notice that the prime factors of 32 are 1 x 2 x 2 x 2 x 2 x 2. If we multiply the common prime factors of 8 and 32, we get 1 x 2 x 2 x 2 8, which becomes the greatest common factor.Both methods will help you determine the greates t common factors (GFCs), but you will need to decide which method you prefer to work with. Manipulatives: Use coins or buttons for this concept. Lets say youre trying to find factors of 24. Ask the child to divide the 24 buttons/coins into 2 piles. The child will discover that 12 is a factor. Ask the child how many ways they can evenly divide the coins. Soon they will discover that they can stack the coins into groups of 2, 4, 6, 8, and 12. Always use manipulatives to prove the concept. Tips Be sure to use coins, buttons, cubes, etc. to prove how finding factors works. Its much easier to learn concretely than abstractly. Once the concept is grasped in a concrete format, it will be much more easily understood abstractly.This concept requires some ongoing practice. Provide a few sessions with it.

Thursday, November 21, 2019

Technology Research Paper Example | Topics and Well Written Essays - 750 words - 1

Technology - Research Paper Example New technology comes in a standard language of interaction and communication as a result calling for the persons interacting with the technology to learn new languages. The case in point is using mobile handsets, which come in few main languages hence even old users have to learn one main language to fit in (Rashed 2). Massive investments in technology could have far-reaching economic changes in the society. These economic adjustments comes in the form of change in lifestyle, expenditure, access to cheap and high-quality products that shall transform lives of local people positively. An example is if a community that grows avocados and ripens them for food gets an investor who shall put up an avocado processing factory that produces cooking oil, body and skin oils, the community shall derive many benefits from this technological investment. First, the expected price of both cooking and body oils is expected to fall once production starts. In addition, the factory shall trigger sprouting of businesses around to cater for the needs of its working class as a means of access to essential commodities (Rashed 4). New technology comes along with an improvement in the means of communication more especially infrastructure development. This results from the expected increase in activities arising from the investment in new technology. Improved infrastructure will aid transport of a vast number of processed items to the markets and movement of technical engineers and employees to the processing centers (Ibrahim 3). Most investments in new technology have led to improved processing capacity as a result leading to the creation of more job opportunities both in technical departments and at the processing centers. This has been the case in many manufacturing companies, which invest in technology to increase processing capacity and consequently lead to creation of more jobs in the factory and indirect jobs for salespeople and

Tuesday, November 19, 2019

Paper should be down on the country Ethopia Research

Should be down on the country Ethopia - Research Paper Example There are eighty six known indigenous languages in Ethiopia out of which 82 are spoken and 4 are extinct. The Amhara have been the dominant ethnic groups traditionally. Other ethnic groups have responded differently to different situations taking place in Ethiopia. The Standard of living refers to the well being. Well being is defined in terms of a state being healthy, happy and satisfied. It refers to the quality, degree of excellence, grade or distinguishing characteristics. In the context of Ethiopia it refers to mainly availability of resources/goals to satisfy basic needs. Standard of living has to do with having farm, land, farm implements and a house in rural settings, as well as having a job (employment) or business (income) in urban settings. Those people without these have a jeopardized standard of living The standard of living or the economy of Ethiopia started to grow by early 1970’s, and it diversified into areas such as manufacturing and services. Ethiopia is the 12th least developed country in the world (UNDP, 2007). The HDI for Ethiopia is 0.414 which ranks the country 171st out of 182 countries. The less than average score of HDI ~0.51 for Sub Saharan Africa is scored by Ethiopia. It made no improvement in its people’s standard of living as compared to earlier years. ... The PPP income of Ethiopia is 58% and is on 146th number among the other countries of the world. The standard of living reflected by the GDP, HDI and PPP values places Ethiopia behind 132 countries in having a better living standard. Inequality within the countries and between the countries is identified as one of the main barriers to human development (UNDP HDR, 2005). The inequality is a major problem in Ethiopia which includes major gender inequality and income inequality issues. Although Ethiopia remains one of the most tradition bound societies in Africa, the policy instruments and legislative commitments serving women’s interests, recently introduced a vast majority of Ethiopian women, particularly in rural areas, as far from being well off, independent, and direct beneficiaries of development initiatives. Women are considered inferior to men both in family life and society at large, following traditional socio cultural installations and practices. Polygamy, female genit al mutilation, and violence against women are very common in Ethiopia. Many urban and rural women believe that their husbands have a right to beat them. About 73 percent of Sub Saharan Africans live on less the US$2 per day (UNDP, 2011). The UNDP has launched a pro-poor initiative to boost job creation through pro business development that engages low income Africans e.g. customers, employees, producers or entrepreneurs. This initiative includes African countries like Ethiopia, Kenya, Angola and Malawi. 12 million people in 44% population are chronically or at least periodically poor and food insecure. A large percentage of Ethiopians are under nourished, and majority of the

Sunday, November 17, 2019

Frontier Thesis Essay Example for Free

Frontier Thesis Essay US History I Honors Frontier Thesis Jan. 14, 2012 Frontier Thesis Analysis Throughout the early 20th Century, Fredrick Jackson Turner changed many people’s views on evolution by creating his idea of the Frontier Thesis. Throughout his entire thesis he explained that the more west the settlers move, the more distant and individualized they become from their homeland of Europe. After receiving his PhD from Johns Hopkins University and later becoming a professor of history at Wisconsin and Harvard University, he became one of the most intelligent men when it came to history. His encyclopedic knowledge of American history earned him the reputation by 1910 as one of the two or three most influential historians in the country at that time. After completing the US History I class, I can confidently say that I agree with Jackson’s thesis. History has proven that as the years progress so does the evolution of the American people. Not only did people evolve more as they moved west, individuals also established their own religion, government, and education system. Religion was a topic that was extremely strict in Europe; it was their way or no way. As more immigrants came to America looking for a fresh start, they realized they had more freedom to do as they pleased, for example, the Mormons. The Mormons were not accepted by many, therefore forcing them to move around the country and expand westward into the unknown territory. The farther into the new territory they went, the farther away they were from anyone who had any say in what they could do. Even though the Mormon religion was frowned upon by many throughout the country and ended up coming to a halt when their leader Joseph Smith died, it was a prime example of how separating from Europe gave people the option to have more of an expression of how they wanted to live them lives. Moving westward showed that the farther west a group of people who were frowned upon travel, the less people wanted to do with them. Government and security were extremely big parts that made the United States become more of an independent country. The United States refused to let one ruler have all of the power, just like they did in England. To prevent this from happening, the US created a democracy. Being controlled by someone who is across an entire ocean made it extremely hard for them to monitor what was going on and moving west made it nearly impossible for the British to even have an idea of what was going on. Putting more distant in between lead to the realization that moving west gave them the freedom of an entire new life. In today’s day and age, the world in which we live in thrives on education. It is proven that the more education that one has, the farther they are able to go in life. Education gives many people opportunities that they otherwise wouldn’t have. Depending where you live, you often learn things very differently. For example, in New Jersey many people know about the Civil War, but if you travel down south the Civil War is not common. Many refer to the war as the War of Northern Aggression or the War for Southern Independence. The more west you travel into the United States, the more the story of the Civil War might also change. The more west an individual may move, the more distant and uninvolved they will become in what is going on in with the majority. Every region of the United States has their own criteria and curriculum; this proves Tuner’s Frontier Thesis because the more distant and spread out over an area individuals become the more different and individuali zed their lives become. Fredrick Jackson Turner’s Thesis does an extremely good job of explaining why life is the way it is today. The more distant that is between two groups of people, the more likely they are to go down different routes in life. As generations moved farther west they became more American by losing the traditions of their ancestors in Europe and creating their own. The newer generations begin to pick up traditions from others around them and combine them with what they were taught. As the years go on, nothing can stay the same. Things and people change, which is just a part of life. It is hard to  remain in contact with people who are half a world away. People were bound to become more Americanized as they moved west, it was just a matter of time.

Thursday, November 14, 2019

Buddhism and Ecology :: essays research papers

If there was ever a culture that truly cared for the Earth, it was that of Buddhism. Buddhism itself is often known for commitment to World ecology. This is explored in the essay, Relational Holism, by David Landis Barnhill, in the book, Deep Ecology and World Religions.   Ã‚  Ã‚  Ã‚  Ã‚  The subject of holism is brought to us many times and often acknowledgement of critical views is used to help convey the information. Beginning with a strong statement by Barnhill, â€Å"Critics of deep ecology have often attacked its holistic views of self and cosmology. For some, holism is both distorted and dangerous because it fails to affirm the individuality of beings and recognize the centrality of relations among individuals.† (page 79)Most people, especially of the western hemisphere, would like to think of themselves as individuals and unique. This is interesting in that, many eastern civilizations want the opposite. It is even a saying among Japanese, â€Å"the nail that sticks out is pounded in,†   Ã‚  Ã‚  Ã‚  Ã‚  The next illustration of holism is brought to us on page 85, â€Å"In the conventional view, waves are independent, self-existing things. From the perspective of emptiness, however, the waves are recognized as lacking independent existence: they are not water in a distinct and temporary form, yet the waves are not separate from the ocean, they are the ocean.†   Ã‚  Ã‚  Ã‚  Ã‚  Besides emphasizing holism, Barnhill discusses identification, with self and nature. â€Å"One way of seeing that the holism prized by deep ecologists can be combined with the relationality emphasized by ecofeministsis to consider the notion of identification.

Tuesday, November 12, 2019

Mt. Everest

The Choice Should there be a permanent base camp? KJ December 19th, 2011 Should there be a permanent base camp? The choice for a permanent base camp has not been made because the are plenty of good reasons why there should be one. On the other hand there are also plenty of bad reasons why there shouldn't be one. Though the council has not decided completely there have been a few rumors that they might start building in 2014 or 2015. This may become an issue with the people that live in Nepal. The Argument The Good Things The good things about this settlement is that everyone can have comfortable hot showers and a heating system to keep them warm. This is also good because there is a possibility that if it is built then it could lower the chances of polluting the area (more than it already is). That is if recycling bins and trash cans are added. The Bad Things Some of the bad things about the project is that it can cause more pollution instead of lowering the chances of it. The building if not stable enough could collapse because the base camp is a moving glacier. Building this would cost more than $700,000 (not including the cost for electricity and supplies). That would make a sum of about $3,000,000 for when it is first built and and about $2,300,000 for all the supplies and electricity. That probably does not even include the cost of shipping. which would add about $50,000 every time a load of stuff is shipped there. The Problem The problem is that Mount Everest is a moving glacier with an altitude of 17598ft. Also this permanent camp could cause even more pollution than there already is. This is also very costly considering that it is very far from any major towns and it takes several days of trekking to get there, so building a settlement will be difficult and expensive. Also the altitude makes living there very difficult, the people who work in the camp would have to go back to a lower altitude every week or so. Along with that operating and sustaining the camp would be extremely expensive, supplies would take very long to be delivered. The Solution The solution would be to find a way to make it less costly and more convenient for both the people that work there and the guests. The End Thanks for reading

Sunday, November 10, 2019

Managing Change: Important for Business Organizations

â€Å"The ability to managing change Is an important factor for today's business organization to remain competitive and relevant† Critically analyze and discuss the above statement and in particular discussed the type of changes that an organization is subjected to and the effect of these changes to the organization.In addition, your discussion should include strategies in managing these changes Assessment Requirements Individual Type-written Report Maximum word length allowed is 3000 words The required content of the document produced Is required to be within specific axiom work lengths (In brackets) and to cover the specific areas as follows:- 1. A table of contents 2. A list of figures and/ or list of tables where appropriate 3. Executive Summary-( 10 marks -300 words) 4. Introduction -( 10 marks -300 words) 5.Literature Review-& Critical Analysis (60 marks -2100 words) 6. Conclusions- -( 10 7. References Presentation – 10 marks 8. Bibliography 9. Appendices if appro priate This assignment Is worth 50% of the final assessment of the module. Student is required to submit a type-written document in Microsoft Word format with Times New Roman font type, size 12 and line spacing of 1. 5. The Harvard Style of Referencing system is COMPULSORY. Necessary citations and references adopting the Harvard Referencing System.Students who have been found to have committed acts of Plagiarism are automatically considered to have failed the entire semester. If found to have breached the regulation for the second time, you will be asked to leave the course. Plagiarism involves taking someone else's words, thoughts, ideas or essays from online essay banks and trying to pass them off as your own. It is a form of cheating which is taken very seriously. Take care of your work and keep it safe. Don't leave it lying around where your classmates can find it.Malaysian Qualifications Agency Learning Outcomes Module Learning Outcome After completing the module, the student s hould be able to: Advance a multidimensional understanding of the drivers of globalization Critically evaluate a range of normative questions in relation to the effects of globalization on the economy and organization Have insights into contingency factors of technological advancement and environmental uncertainty which influence the decision to globalize Notes on Plagiarism & Harvard Referencing Plagiarism Plagiarism is passing off the work of others as your own.This constitutes academic theft and is a serious matter which is penalized in assignment marking. Plagiarism is the submission of an item of assessment containing elements of work produced by another person(s) in such a way that it could be assumed to be the student's own work.Examples of plagiarism are: the verbatim copying of another person's work thou acknowledgement the close paraphrasing of another person's work by simply changing a few words or altering the order of presentation without acknowledgement the unacknowled ged quotation of phrases from another person's close paraphrasing with occasional acknowledgement of the source may also be deemed to be plagiarism if the absence of quotation marks implies that the phraseology is the student's own.Plagiarisms work may belong to another student or be from a published source such as a book, report, Journal or material available on the internet. Harvard Referencing The structure of a citation under the Harvard referencing system is the author's surname, year of publication, and page number or range, in parentheses, as illustrated in the Smith example near the top of this article. The page number or page range is omitted if the entire work is cited. The author's surname is omitted if it appears in the text. Thus we may say: â€Å"Jones (2001) revolutionized the field of trauma surgery. Two or three authors are cited using â€Å"and† or â€Å"&†: (Deane, Smith, and Jones, 1991) or (Deane, Smith ; Jones, 1991). More than three authors are cited using et al. (Deane et al. 1992). An unknown date is cited as no date (Deane n. D. ). A reference to a reprint is cited with the original publication date in square brackets (Marx [1867] 1967, p. 90). If an author published two books in 2005, the year of the first (in the alphabetic order of the references) is cited and referenced as AAA, the second as Bibb. A citation is placed wherever appropriate in or after the sentence.If it is at the end of a sentence, it is placed before the period, but a citation for an entire block quote immediately follows the period at the end of the block since the citation is not an actual part of the quotation itself. Complete citations are provided in alphabetical order in a section following the text, usually designated as â€Å"Works cited† or â€Å"References. † The difference between a â€Å"works cited† or â€Å"references† list and a bibliography is that a bibliography may include works not directly cited in the text. All citations are in the same font as the main text. Examples Examples of book references are: Smith, J. (AAA).Dutch Citing Practices. The Hogue: Holland Research Foundation. Smith, J. (Bibb). Harvard Referencing. London: Jolly Good Publishing. In giving the city of publication, an internationally well-known city (such as London, The Hogue, or New York) is referenced as the city alone. If the city is not internationally well known, the country (or state and country if in the U. S. ) are given. An example of a Journal reference: Smith, John Maynard. â€Å"The origin of altruism,† Nature 393, 1998, up. 639-40. An example of a newspaper reference: Boycott, Owen. â€Å"Street Protest†, The Guardian, October 18, 2005, accessed February 7, 2006.

Thursday, November 7, 2019

Meet Libiro the best indie-only ebook store

Meet Libiro the best indie-only ebook store Startups in Publishing: Meet the best indie-only ebook store For the second installment of our series featuring literary-minded start-ups, this week we spoke to Ben Galley, co-founder of Libiro. Libiro is an amazing ebook store that is exclusive to indie authors and small presses.   To get in touch with Cherry, the woman with the tablet – and Libiro’s #1 fan – drop Teague an email at  teague.fullick@libiro.com

Tuesday, November 5, 2019

How to Ace the ACT 6 Top Tips for Success

How to Ace the ACT 6 Top Tips for Success SAT / ACT Prep Online Guides and Tips Getting a stellar ACT score isn't easy. You'll have to put in sufficient study time, and you'll have to employ effective study strategies. So what should you be doing to reachthe top ACT score of your dreams? In this article, I'll explain exactly how to ace the ACT from the methods you need to use in your test prep to the best test-taking tips to maximize your score. What Is Acing the ACT? For the purposes of this article, acing the ACT refers to getting a score over a 30. Getting this score will make you competitive for admission to most colleges, and based on past results, if you get a score higher than 30, you’ll likely score better than 95% of students who take the ACT. To get this score, you’ll only be able to miss a handful of questions on each section. You should be aware that for the most selective colleges, you may need a score of 34 or higher for your ACT score to help your chances of getting in. Depending on your college goals, calculate your target score and what a good score would be for you. Regardless of whether you’re aiming for a 30 or a 36, if you follow the advice in this article, you’ll be preparing yourself to reach your goals. If you’re striving for a 20-27, you may want to focus on our posts about improving your Math, Reading, English, and Science scores. How Long Do You Have to Study? Mostly, how long you need to study depends on your starting point and your target score. How much you need to improve will determine the study time you need to achieve your goal. If you haven’t taken the ACT, take an official practice test simulating real testing conditions to determine where you’re at and how much you need to improve. Here’s a rough estimate of how long you’ll have to study based on how many points you need to reach your goal: 0-1 point improvement: 10 hours 1-2 point improvement: 20 hours 2-4 point improvement: 40 hours 4-6 point improvement: 80 hours 6-9 point improvement: 150 hours + Keep in mind that this is just an estimate based on our data. However, it should give you a general idea of the amount of time you’ll have to put in to ace the ACT. How to Acethe ACT: Best StudyStrategies You don’t just need to put in the requisite study hours to ace the ACT; you need to study efficiently. Regardless of whether you’re using test prep books, you have a tutor, or you take an ACT prep class, you should be incorporating these practices into your ACT studying. Use Real or Realistic Practice Questions The best questions to study from are those that will most closely resemble the questions that appear on the ACT. The ACT is unlike tests you've taken in school and its format is unique. If you want to ace the ACT, the best way to do so is by knowing you can condfidently answer all of the different types of questions that are likely to appear on the test. A huge flaw of many test prep books is that their practice questions are either much harder or much easier than those you’ll find on the ACT. Also, some books present questions in a different format than that of the ACT. What are good sources for ACT practice questions? Undoubtedly, you should use the released official ACTs. For more real ACT questions, you can purchase The Real ACT Prep Guide. Also, the ACT website has practice questions and offers an online ACT prep program. Furthermore, PrepScholar has thousands of realistic ACT questions written by ACT experts. Focus on Your Weaknesses and Analyze Your Mistakes You’ll make the best use of your study time by focusing on why you’re missing questions and trying to improve your weaknesses. If you just do a ton of practice questions, but you don’t stop to figure out why you’re getting questions wrong, your score won’t improve much. If you want to ace the ACT, you’ll have very little room for error. You must comprehend how to correctly answer every type of question and be able to finish each section in the allotted time. For each practice test or question set you do, mark every question that you’re even 20% unsure about. Then, when you’re reviewing, thoroughly examine each question you got incorrect or guessed on. Make sure you understand how to correctly answer the question and what you didn’t grasp or did wrong. Keep track of all of these questions with specific notes about what you need to improve. Ask yourself why you got questions wrong, and be as specific as possible. Take notes about why you're getting questions wrong. These are the major areas you might need to improve. Content Again, to ace the ACT, you’re going to want to know all of the content well. The ACT tests you on a number of concepts related to reading, writing, science, and math. By identifying the specific types of questions you get wrong, you can identify the topics you need to learn better. For example, on Math, you may notice that you’re missing questions related to coordinate geometry. On English, you may be having difficulty with questions that deal with punctuation. Once you diagnose your content weaknesses, study the content. We have articles on this blog related to every type of question. When you’ve become more familiar with the content, do a ton of related practice questions and understand how to correctly answer each practice question. Time Even if you understand ACT content and how to do each question, you may struggle finishing sections on time. If you're finishing sections with more than 5 minutes remaining and you're making careless mistakes, then you're rushing. If you're consistently struggling to complete sections in the allotted time, then you need to focus on improving your time management. If you’re rushing, all you may have to do is slow down and read the questions more carefully. If you’re having trouble finishing questions on time, monitor your time spent per question during your practice. Also, you may increase your speed as you improve your content knowledge. Additionally, you may be able to better your time management by adopting quality test-taking strategies. For Reading and Writing, you need to figure out the most efficient way for you to read the passages to maximize your score. Drill your approach in your test prep so that you’re comfortable with it. For Math, memorize all formulas you may need to know. Strategy Some students are comfortable with the content and don’t have issues with time management, but they’re still missing questions. Usually, this occurs because of a lack of understanding of ACT strategy. If you’re missing questions because you’re falling prey to common ACT tricks, then you may need to improve your knowledge of ACT strategy. For example, if you know the grammar rules that are tested on ACT English but you’re missing questions because you’re not reading the whole sentence, you need to work on your ACT strategy. Strategy errors occur when you understand the content that’s being tested, but you need to improve your approach or understanding of the questions. Follow these tips for ACT success! Top Test-Taking Tips to Ace the ACT Following these tips will help you avoid strategy errors and enable you to correctly answer questions more quickly and efficiently. Make sure to use these tips when taking practice tests so they become habit for you. Answer Every Question On the ACT, there's no penalty for incorrect answers, so it's in your best interest to answer every single question. Even if you're clueless on a specific question, you should guess because you have a 25% chance of randomly picking the correct answer on the multiple choice questions. This is also why it's important to have good time management; you want to make sure that you're able to answer all of the questions. If you're running out of time and know you won't get to the end of the section, you should still fill in random bubbles to give yourself a chance at getting more right answers. Underline Key Words in the Questions Regardless of the section, underlining key words can help you make sure you understand what the question is asking and avoid careless mistakes. For instance, In Math, you can know for certain whether you should be solving for x or y. In Writing, you can ensure if a question is asking you whether a sentence should be added or deleted. Eliminate Wrong Answers Even though this strategy may sound obvious, it’s important to use, especially if you’re not immediately 100% confident in your answer. In Reading and Writing, there may be answer choices that seem possible, but if anything about the answer choice isn’t correct, it must be eliminated. Similarly, in Math, if you have a rough estimate of the correct answer, you can eliminate any answer that isn’t close to your estimate. Or if you know the answer is positive, you can eliminate any answer that’s a negative number. Eliminating wrong answers will increase your chances of getting questions right and help you arrive at the correct answer. Get rid of wrong answers! Finish with Extra Time to Recheck Your Work You should try to finish each section with approximately 5 minutes remaining. During the remaining time, check any questions you were unsure of. I recommend marking any questions you’re uncertain about while you’re taking the test. Double check how you got your answer. Once you feel comfortable with your answer, go to the next question. If you’re still unsure, stick with your initial guess. After looking over questions you had doubts about, ensure that you did all your bubbling correctly. Final Advice: How to Ace the ACT It’s not easy to ace the ACT, but it’s possible with hard work and a good study plan. If you need help with organization, motivation, or test-taking strategies, you may benefit with the help of a tutor, in-person class, or online program like PrepScholar. For further guidanceand detailed instructions on how to acethe ACT, read our articles for how to get a perfect ACT score, and how to get a perfect score in Reading, English, Science, and Math. What's Next? If you don't have much time to prepare for the ACT, read our guide to cramming for the test. Also, to ace the ACT, you'll want to review our comprehensive ACT prep information. Finally, to help with your test preparation, learn about the best ACT prep books. Want to improve your ACT score by 4 points? Check out our best-in-class online ACT prep program. We guarantee your money back if you don't improve your ACT score by 4 points or more. Our program is entirely online, and it customizes your prep program to your strengths and weaknesses. We also have expert instructors who can grade every one of your practice ACT essays, giving feedback on how to improve your score. Check out our 5-day free trial:

Sunday, November 3, 2019

History of Nike Research Paper Example | Topics and Well Written Essays - 1250 words

History of Nike - Research Paper Example The initial name adopted for the company now known as NIKE, was Blue Ribbon Sports (BRS), whose dual founders were Philip Knight and Bill Bowerman in January 1964 (Quinn, 60). While Philip Knight was a track athlete at the time, the latter was his coach during that period (Quinn, 60). The duo initially started business by distributing the products of Japanese shoe maker  (en.wikipedia.org) Onitsuka Tiger and this was carried out by selling shoes in Knight’s car trunk at occasional track meets (Frisch, 8). This gave them an interesting opportunity to promote the products in front of athletes and the likes. With antics such as these, the company earned large profits and 1967 saw the opening of the first ever retail store of the BRS, in Santa Monica, California (Frisch, 8). Around 1971 BRS called it quits with their primary distributer and took the plunge of launching their own line of footwear (Frisch, 16). June 18, 1971 was the first time ever when one of BRS’s product s, a soccer shoe named ‘NIKE’, deriving its name from the Greek goddess of victory, bore the design Swoosh, by Carolyn Davidson (Carbasho, 9). The next year BRS introduced its first line of NIKE shoes and eight years later BRS, Inc. officially came to be known as NIKE, Inc., (Wong, 220). Initially the advertising for trading companies was done through mail order as was the norm in the first half of the twenty first century. However post 1970, whenever companies intended to give out any sort of discounts or inform of any new arrivals, Newspaper advertisements was the medium chosen. Radio and television were also considered as other ways which have been used since the beginning of NIKE to market its products, but Ingham (314) provides proof that a print ad from the 1970s suggested that "word-of-foot" advertising was causing more people to like the products of BRS/NIKE rather than television ads. According to Wahl

Friday, November 1, 2019

Current Issues Essay Example | Topics and Well Written Essays - 1500 words

Current Issues - Essay Example Now training and development is one of the main pillars of human resource management. There is a high level of involvement of computers in almost every field of life, so the employees need to excel the computer skills. Every organization is focusing on the vital importance of these job-training programs and thus tries to arrange the regular sessions of experts. These experts come, meet the employees, and give tips to them. These job trainings create innovation in the routine duties of the employees. The expert managers appreciate creative and innovative ideas from the employees. The training programs can be multidisciplinary and thus aimed at the long-term benefit of the organization (McKay 2). The associated benefits with these job-training programs are beneficial for the organization. Job training programs actually aim to polish the skills and expertise of the employees and managers of any organization. Now almost every organization is focusing on this perspective. The impact of training programs is very much effective. The employees and managers become more productive and thus improve the output of the organization. In this way, the organization is more profitable. These skilled labor or the expert individuals are beneficial factors for the economic development. They can play their role in the regional and economic development by the use of their expertise. A successful job training is always future oriented and thus can be linked t the economic development of the organization. By arranging such job trainings, an organization can achieve efficiency and effectiveness, build more production capacity in the employees, and motivate the employees to work faster. With the help of these future oriented job-training programs, an organization can prepare itself for the upcoming changes and challenges in the competitive market. The expertises of the employees are actually the real strength or the competitive advantage of the firm. An author is of the viewpoint

Wednesday, October 30, 2019

Server malware protection policy Assignment Example | Topics and Well Written Essays - 1000 words

Server malware protection policy - Assignment Example Examples of such malware are Viruses, Worms, Trojan horses, Spyware, and Rogue security software. Similarly, the term server refers to whatever computer system domiciling in the physically secured data center owned and operated by the Company. In summation, this includes any organization operating an operating system specifically designed for server usage as determined by the Company. The different types of servers include Microsoft Server 2000 and Microsoft Server 2003. The policy provides that all servers of the company MUST be equipped and fitted with an anti-virus application. The installed anti-virus application should be one that offers a real-time scanning protection of files and applications running on the target system. The scanning of the files will aid in protecting the computer from being attacked by the viruses that may lead to the loss of data. Similarly, the anti-virus is of importance in case non-administrative users have remote access capability of the data processor machine. Again the anti-virus is required if the system is a file server or, HTTP/FTP access is open from the Internet and or if other â€Å"risky† protocols/applications are available to the system from the Internet at the free will of the Organization’s Security Administrator. The server malware protection policy requires that all the mail servers being utilized by the company to have an anti-virus installed in them. For instance, in case the target system is a mail server, then, it MUST be equipped with either an outside or internal anti-virus scanning application. The application’s purpose is to examine all mail destined to and from the mail host. Likewise, while the external anti-virus application scan the inbound mail as a backup is being done, the local anti-virus scanning applications may be put off. The server malware protection policy necessitates that all servers being used by the company to get set with an

Sunday, October 27, 2019

The Impact Of Asymmetric Information And Adverse Selection Finance Essay

The Impact Of Asymmetric Information And Adverse Selection Finance Essay Nowadays financial intermediations play the important role in the economy. Firms and individuals can find sources to finance its new project. Also lender can invest their money in secure positions. Financial intermediations raise funds from the depositors for short term and lend them to the borrower for long term. The main job of those institutions is to provide finance through taking extra risk. So there are three parties engaged in those investments process. The lender or the depositor could lend his money on secure way and low cost. The borrower can find the finance of his project. The financial intermediation manages the process of those transactions. The question now is that why do lender and borrower need financial intermediation to manage this relationship. Why do not they do it directly without a third party? The answer of this question needs to know the main reasons why financial intermediations exist. There are three reasons explain this issue. First reason is that, the dif ferent requirement of those two parties. Second reason is the transaction cost. Finally is the asymmetric information. In this assay we will focus on the asymmetric information as a reason of the existence of the financial intermediation. Also, in this essay I will first explain the Asymmetric information, adverse selection and moral hazard. Then I will brief some empirical study about the issue of the effect of Asymmetric information to represent the importance of this issue. Also, I will explain the effect of the transaction cost because it has relation with the information cost to avoid unobserved information. Finally, I will explain the financial intermediary natural and their role in guiding the financial process. My conclusion refers to the importance of financial institutions to avoid asymmetric information. I am also touched upon the difference between the risk transferring and risk sharing and the fails of those conventional institutions in the last financial crisis. I reco mmended Islamic industry is an alternative to those convectional ones which can be able to withstand during the crisis because they works as a partner with their consumer and they share the risks with them. The impact of Asymmetric information, adverse selection, and moral hazard on the lender. It is important to the lender to have the good quality and quantity information about the borrower to be in the save side. When the information is poor that means there will be risk exist. Asymmetric information is an important concept in finance and needs to be understood. It means said Bucle (1998); the information refers to the situation where one party has more information than the other party. This is a problem with most types of transactions, financial or non financial transactions. In the Case of a financial transaction, the borrower will have more information about the Risks and return of the investment project for which funds are being borrowed and the lender do not have the same information the borrower does. So it may leads to actual conflict. Asymmetric information more affect lender, before he gives loan to the borrower and after. Adverse selection is the result of asymmetric information which means a bad selection with high risk of default. The adverse selection refers to the borrower with adverse return. Also, the second result of asymmetric information is moral hazard continued Bucle (1998). The lender will face this particular problems, in which always happened after lending. This problem is described as bad behaviour that accurse when the lender take the money from the lender and because the money is not belonged to him he will use it badly. He will use it for risky activities. As a result the lender will be at risk of losing his money. Karlan and at al (2005): investigate the moral hazard and adverse selection in credit market in South Africa. The random sample of 58000, of male and female, direct offers mail used by a larger lender in South Africa by three classes. First, offer interest rate. Second, contract interest rate which is equal or less the offer interest rate and revealed to more than 4000 borrowers that agreed to the first offer rate. Finally, a dynamic repayment with a good price on future loans for borrowers still in a good positions. These three stages supported by full information given to the lenders. The study setup distinguishes adverse selection from moral hazard impact on repayment. The result found that approximately 20% of default is because asymmetric information problems. Another empirical study of the impact of asymmetric information conducted by Gaul and at al (2008) investigate the effect of unobservable information on corporate loan market, and if the borrower gives the lender the incentive to reduce the asymmetric information effects. The study used a regression to give evidence of a positive relationship between some measure of loan borrower by lender, contract terms, negotiating loans, and the amount of non- publicly information. The study found that, moral hazard and adverse selection problems do exist in the corporate loan market. As a result of asymmetric information, adverse select, and moral hazard is the transaction cost. So what do we mean by transaction cost? Bucle (1998) counts four types of transaction costs which are as follows. Firstly, search cost, the borrower and the lender will be affected by high cost of searching for accurate information about each other to avoid risks associated to default and loss money. Also, verification costs, which mean the cost that accrues when lender tries, ensure that information he has is true. Furthermore, monitoring costs, the lender after given loan to the borrower should follow the borrower activities to make sure he will be able to make payment as agreed. Finally, enforcement costs, in case of default the lender wants to ensure that the lender can be enforced to get the money back. The importance of the financial intermediaries The financial intermediation is the entity which in a med position between two parties and manage the financial transaction between them. Commercial banks, investment banks, stock investing services, insurance providers, etc are examples of the financial intermediation. So we can imagine the importance of those entities. For example banks, it does the important role. Banks obtain funds from depositors and then lend those funds to borrowers. Also provide financial services said Fraser and et al (2001). Also individual as lender can get fixed income at cheaper cost. Also, when the lender uses the financial intermediary he wont need to bear those costs. He does not have to spend money and time for collecting information to find good borrower. Moreover, he can get his money back at any time he want it. Also he does not have to bear risks of default the borrower and other risks because the risks are borne by the bank. Always banks have information and policy system about their clients and diversify their investment in case mismatching the maturities of their assets and liabilities said Saunders (2008). Saunders and et al (2008) said because of costs of monitoring, liquidity, and price risk, as well as for some other reasons, savers often prefer to hold the financial claims issued by FIs rather than those issued by corporations. Diamond (1984) developed a model of delegate monitoring. Financial intermediary acts as monitor by promising the lender a fixed income and monitor the borrower activity to fulfil the lender the promise said Allen at al (2008). Another model developed by Boot and Thakor (1997) about delegated monitoring. They assume that, there are three kind of information. First, incomplete and unclear information about the future activity that the borrower is going to do and they suggest the solution is using financial market to obtain this information. Second the lender does not have information about the lender activity in term of invest the money in safe or risky project, and they suggest the solution by intermediary. Finally, borrower might have the chance to invest in a risky project and also they suggest the solution by intermediary said Allen at al (2008). Conclusion and recommendations: In conclusion, financial intermediaries do not exist by chance the economy has found them. As it shows above it exist because the need of the two separate parties and these parties represent the structure of the economy in any country. Borrower wants to have finance in his new project. Also lender need to be safe from asymmetric information, adverse selection of borrower and moral hazard and it is the financial intermediarys main job. To collect information about the borrower is not an easy task. It contains high cost for the small lenders which prevents him to invest his money. Also, he cannot give his money to the wrong person or firm. Financial intermediary could do this job on behalf of the investor. This job can be done by financial intermediaries in a low cost because of the large number of the customer they deal with. Also they act as specialist to this kind of financial transactions. However, financial intermediary is not always the haven. It has also risks of default, credit risk, liquidity risk, and etc. As we experience in the last financial crisis and the collapse of the biggest financial institutions around the world as a result of transferring risk. I think Islamic banks are the solution. They share risks instead of transfer them. Every party have to bear part of the risk to be able to continue. Transferring risks are not the solution, which means party will have nothing and other will have everything as a result part of the economy, will continue and the other part will collapse. Lets imagine the collapse party is the banks. So, the crisis will extend to the economy as a whole.

Friday, October 25, 2019

John Locke and The Rights Of Children :: Empiricists, Empiricism

Locke firmly denies Filmer's theory that it is morally permissible for parents to treat their children however they please: "They who allege the Practice of Mankind, for exposing or selling their Children, as a Proof of their Power over them, are with Sir Rob. happy Arguers, and cannot but recommend their Opinion by founding it on the most shameful Action, and most unnatural Murder, humane Nature is capable of." (First Treatise, sec.56) Rather, Locke argues that children have the same moral rights as any other person, though the child's inadequate mental faculties make it permissible for his parents to rule over him to a limited degree. "Thus we are born Free, as we are born Rational; not that we have actually the Exercise of either: Age that brings one, brings with it the other too." (Second Treatise, sec.61) On top of this, he affirms a postive, non-contractual duty of parents to provide for their offspring: "But to supply the Defects of this imperfect State, till the Improvement of Growth and Age hath removed them, Adam and Eve, and after them all Parents were, by the Law of Nature, under an obligation to preserve, nourish, and educate the Children, they had begotten." (Second Treatise, sec.56) Apparently, then, Locke believes that parents may overrule bad choices that their children might make, including self-regarding actions. Leaving aside Locke's duty of self- preservation, his theory permits adults to do as they wish with their own bodies. But this is not the case for children, because their lack of reason prevents them from making sensible choices. To permit a willful child from taking serious risks to his health or safety even if he wants to is permissible on this theory. Parents (and other adults as well) also seem to have a duty to refrain from taking advantage of the child's weak rational faculties to exploit or abuse him. On top of this, Locke affirms that parents have enforceable obligation to preserve, nourish, and educate their children; not because they consented to do so, but because they have a natural duty to do so. 2. The Problem of Positive Parental Duties The first difficulty with Locke's theory of childrens' rights is that the positive duty of parents to raise their children seems inconsistent with his overall approach. If, as Locke tells us, "Reason teaches all mankind, who will but consult it, that being all equal and

Thursday, October 24, 2019

How is God Related to Sufferings in Psalms and Job? Essay

The book of Psalms and the Book of Job are both parts of the bible that share stories of sufferings, faith and worships. The book of Job was written more than 2,500 years ago which relates the story of Job. Job was a good man and dearly loved by God but in the end must suffer to test the strength of his faith. Since Job believes he is not forsaken by God he trusts everything in the hands of God. One day God thought of testing Job’s faith if it is enough to carry him through the trials he would bestow on him. He asks Job what he knows about Him being his God. Job did not fully satisfy God with his answers although God knows what is inside his heart. But God wants to know the extent of Job’s faith to Him and thought of a plan to test Job’s faith. One day great numbers of insects attack Job’s crops and ate almost every plant he has. Rain did not come and he could not till his land. Then he starts to wonder why despite his closeness with God things like these could happen. He tried to talk to God but God does not answer. Falling to starvation he became terribly sick and begged for God’s help but God is nowhere to be found. When he felt that everything is hopeless and was about to die, he called again to God and ask why he was being forsaken and abandoned. He looked into the heaven and said despite he was forgotten by God, his faith still remained in him. Suddenly God touched him and he quickly regained his strength. God told him that he let these things happen to make Job realized that it is only through suffering and trials that a man will prove his faith in him. That he has not really abandoned him but was with him during the time he was suffering. God has to do things to Job to test the strength of his faith. Job did not leave his faith and so he reaped the love of God even more. That is why God is related to the suffering in this book as a way to test Job’s faith and remained to it even during the time of great suffering. This gives us the lesson that regardless of the suffering we have God will come to our aid as long as we keep our faith to him (Society, 2008). If the Book of Job tells the story of the suffering and strength of faith in God, the book of Psalms were collections of songs of prayers and praise. This book was written by the Hebrews who believe in the might and love of God. A Psalm is a poem that is accompanied by musical instruments and so they are actually poems that have been made into songs. David was mainly the composer of the songs on Psalms which he sang with his harp. There are different kinds of Psalms and all were originally written in Hebrew. Hebrew alphabet is composed of 22 letters and an alphabetical Psalm starts its first verse with the first letter of the alphabet, the second verse begins with the second letter and so on. These Psalms were the hallelujah, thanksgiving, praise, historical, penitential, imprecatory and messianic psalms. Among these Psalms that are related to repentance are the penitentiary psalms which confess the sins of man, the Imprecatory Psalms which tells us how God is angered by sinners and how he will judge them and the messianic psalms advises us about the coming of the Messiah (Books, 2008). Theologians provide explanation on the Book of Psalms that is now within the New Testament. According to them we as people may also experience suffering the same as Jesus Christ had suffered in the cross. But our suffering should not be believed as punishment for the sins we made but to strengthen us and ready us for a more harmonious destination. In Psalm 3, David has suffered the consequences of his sin with his adulterous relationship with Bensheba. He relate this suffering into a poem and then it became one of the collections of songs. In Psalm 119:68, 75 indicate that suffering befalls to us to see the goodness, righteousness and the strength of our faith with our God. Many songs within the Book of Psalms indicated the suffering of man we face as Christians. In Psalm 22, there are also Psalms that questions God and why do we need to suffer. And so God is related to suffering in the Book of Psalms to tell us through the songs that we should not sin and be righteous so that we will be blessed (Futato,1999) . References Society, A. B. (2008). Why Does God Allow Suffering? Journal. Retrieved from http://www. bibles. com/absport/news/item. php? id=102 Books, O. T. (2008). Chapter 7: Job and Psalms. Journal. Retrieved from http://www. middletownbiblechurch. org/oldtesta/oldtes7. htm Futato, M. D. (1999). Suffering As The Path To Glory. Journal. Retrieved from http://www. pressiechurch. org/Theol_2/suffering_as_the_path_to_glory. htm

Wednesday, October 23, 2019

Constructive style Essay

I was kind of surprised I ranked a medium in the â€Å"constructive style† because, I treat others as equals and I feel that I deal with conflict effectively. I do understand there are areas that I need to work on to become successful in my career. I tend to be more effective and comfortable once I get t know others. I convey my liking for people because I am thoughtful and considerate of others feelings. Being this way, has worked in my favor throughout my career. I know that I also have to work on building strong business relationships in order t have better business connections and better business networking. My regulator style ranked a 97th percentile. I feel that this is totally describing me. Rules are written for a reason and if we have to change the rules for one person than you will have to do it for all. My score for â€Å"passive/defensive styles† which include avoider, insulator, regulator, and accommodator ranked in the high percentile. At first, I was kind of disappointed that I scored high in this style. However, this will put me at a disadvantage as I start pursuing towards the destructive direction since it denies me the opportunity to contribute my own views and gain acceptance. I feel at times I accommodate myself at the approval of others. Like for example, I may act differently around certain people then I would around people I feel comfortable around. I also try to maintain a sense of peace and try to smooth over any differences that the group or peers may have. I can honestly say that I try to stay away from any and every conflict if possible. My score for â€Å"aggressive/defensive style† which includes escalator, dominator, competitor, and perfectionist ranked medium/low. The escalator style I scored in the 97th percentile. I wasn’t surprised at my ranking in this field. Growing up I was spoiled as a child and I always got what I wanted. When conflicts do arise I always get very upset at first and think it’s a personal attack against me. It does have affect on my personal relationship with my boyfriend when we get into arguments. I always try to find a way to turn the argument around to make myself look good but I know this is unfortunately self defeating. I know this is probably my biggest downfall among other but I know I can improve on this in order to become successful. I didn’t score to low in the competitor field. I do see winning as an opportunity for growth and development in the business world. In my eyes, winning shows a since of respect and people will get to like you. I know this isn’t always a good thing because winning isn’t always important you can upset other people if that is your only goal. I believe that my personality is a reflection of how I was raised as a child. My parents took the time to motivate me to be the best and work hard in anything I do. I was raised with respectful values of life. Once I became an adult, those values and skills my parents instilled in me has paid off thru my work skills. Taking this LSI survey has really made me realize things I didn’t even realize before. When you see yourself on paper it puts a different perspective in your eyes. The survey has highlighted my strengths and weaknesses. There were a lot of things that were brought to my attention that I never really thought about. With the help of this survey, it has made me see what I need to work on, build upon, and improve upon. Not only this assignment, but the course itself has motivated me to utilize my traits to develop my relationships, career, professional, and personal lifestyle while continuing to direct myself on the right road to success. References: Folger, J. P. , M. S. Poole, & Randall K. Stutman. Working Through Conflict: Strategies for Relationships, Groups, and Organizations, (6th Edition). Pearson, Allyn and Bacon: 2009. http://www. colorfulleadership. info/papers/conflict. htm http://www. survey-server2. com/lsiconflictuniversity-sso/rpt7. asp

Tuesday, October 22, 2019

Mental Imagery Its Nature and Use with Regard to Motor Performance essays

Mental Imagery Its Nature and Use with Regard to Motor Performance essays Mental imagery is a technique that has been increasingly used to enhance motor performance, especially as this relates to fitness and sports. According to Annie Plessinger, mental imagery, visualization or mental rehearsal, is an experience in the mind that resembles the actual experience without any physical activity or stimuli. Another, and perhaps clearer, definition is that mental imagery involves the mental repetition of a certain skill or movement, without the accompanying physical movement ("The Use of Mental Imagery in Soccer"). Basically the definition of the term entails that in motor performance, mental imagery entails rehearsal using the mind only, without any physical involvement. Mental imagery thus means to imagine movement without carrying it out (Plessinger). In fitness and sports, this means visualizing a certain skill or movement in the mind. This can help the mind to become used to the skill in order to better prepare the body for physical performance. David Yukelson emphasizes the importance of the appropriate feeling that should accompany mental imagery. The image in the mind is then accompanied by the desired feeling of for example confidence and control. Various terms are used in association with mental imagery as applied to fitness and sports. One definition ("The Use of Mental Imagery in Soccer") for example includes a division of the term into external and internal mental imagery. External imagery occurs when a soccer player for example visualizes himself as if he is watching a separate person performing the actions. Internal imagery on the other hand occurs with the player imagining the actions performed by his own body. Yukelson uses the term "feelization" to denote the sensation created by internal imagery. The player feels as it were the actions being imagined. Different people have differen ...

Monday, October 21, 2019

My friends wedding essays

My friend's wedding essays Name: Mohamed Mohamed ID: 14094 Sections: 11 My friends wedding was the worst wedding ceremony that I had ever attended. Though it was about to be a magnificent party, an accident happened that turned the party into a miserable battle. My friend Nahid was harsh, tough, and relentless that everyone afraid from her as well as avoid fractioning with her. Once, she surprised us by declaring her engagement from her neighbor Yousif, and both of them intended to marry in summer. Yousif was a bald, diligent engineer who was struggling to convince her grandfather about marrying her. I was waiting for the summer holiday to pack my bags and to travel to my country where in order to attend the prospective wedding. When I arrived, everyone from the neighborhood volunteered to assist in the ceremony preparations since it was decided to hold the party on the neighborhood playground where was adjacent to her grandfathers house. On the prospective day, everything was perfectly prepared; the balloons, the embellishment lights, and the bride cake. Even the musical instruments, the dining chairs, and the tables were set. For emergency, we brought two policemen to organize the crowd. Guests started arriving the wedding, also, my friends and I wore our new tuxedos, we stood at the entrance, as well as we attempted to ban all the parasites, however, we failed to distinguish the invited people from those parasites. The guests crowded the place in which we realized how small the place was. Finally, the wedding car appeared, and after a while, both the bridegroom and the bride were walking slowly among the ceremony aisle. And Anxiety signs appeared on the brides face due to the huge crowd; hoping that went as planned. After both the bride and the bride groom sat on their armchairs, the singer began crooning, and the melodies attracted all young boys and girls to dance ...

Sunday, October 20, 2019

Quotations About Fun by the Famous

Quotations About Fun by the Famous Fun is a state of mind. If you have a zest for life, you will wont miss out on making the most of the  good times. Do you go through life uptight and worried and need the  inspiration to chill out? These quotes will remind you of the fun moments in your life and that the key to a good life is to have fun. Quotes From Famous People About Having Fun Katharine Hepburn If you obey all the rules, you miss all the fun. Dr. Seuss Today was good. Today was fun. Tomorrow is another one. Albert Einstein Insanity: doing the same thing over and over again and expecting different results. Sid Caesar In between goals is a thing called life that has to be lived and enjoyed. Alfred Souza Dance as though no one is watching you; love as though you have never been hurt before, sing as though no one can hear you, live as though heaven is on earth. Bob Basso If its not fun, youre not doing it right. Walt Disney Its kind of fun to do the impossible. TS Eliot If you havent the strength to impose your own terms upon life, you must accept the terms it offers you. Randy Pausch I am going to keep having fun every day I have  left​ because there is no other way of life. You just have to decide whether you are a Tigger or an Eeyore. Albert Einstein Any man who can drive safely while kissing a pretty girl is simply not giving the kiss the attention it deserves. Thomas A. Edison I never did a days work in my life. It was all fun. Woody Allen Man consists of two parts, his mind and his body, only the body has more fun. Fred Couples Golf is supposed to be fun, but I dont think anything is fun if youre not doing it reasonably well. Jerry Seinfeld The Four Levels of Comedy: Make your friends laugh, Make strangers laugh, Get paid to make strangers laugh, and Make people talk like you because its so much fun. Adam Carolla If you want to have a good life, you should focus on your family, on your business, on your dog, on your fun, and youll have a good life. Rickey Henderson Once you can accept failure, you can have fun and success. Herodotus If a man insisted always on being serious, and never allowed himself a bit of fun and relaxation, he would go mad or become unstable without knowing it. Tom Wilson About the only time losing is more fun than winning is when youre fighting temptation. Jimmy Fallon Have fun is my message. Be silly. Youre allowed to be silly. Theres nothing wrong with it. Nancy Mitford I love children, especially when they cry, for then someone takes them away. Mark Twain Life would be infinitely happier if we could only be born at the age of eighty and gradually approach eighteen. James Hetfield Its all fun and games till someone loses an eye, then its just fun you cant see.

Saturday, October 19, 2019

Meaning of Web 2.0 Essay Example | Topics and Well Written Essays - 1000 words

Meaning of Web 2.0 - Essay Example According to the findings, Web 2.0 is a discipline in the use of World Wide Web technology that plans to support creativity, most notably, collaboration among all of its users. Web 2.0 has brought dynamic changes in our lives and not even this but it has changed the operations and structures of the businesses all over the world. Like the trend of online businesses has become very common and for this purpose different community sites are being used for marketing. Like Facebook is heavily used for this purpose. Ads and pages are developed for the businesses. This method considerably lower downs the cost of expenses at businesses. This technology has made everyone dependent on it and thus nobody can think to avoid it. The same medium is now used to socialize and communicate with the people. Facebook is a famous social networking site that provides the best platform to stay in touch with friends, colleagues, and others also. As in the busy routine of today, you hardly find time to get re lax so how would it be possible to arrange friends’ gatherings from time to time. But now these social sites have made it possible to stay in touch with all of your friends. LinkedIn and Twitter are also social networking sites which are famous for professional careers especially. One can build your profile and let it be open for the organization's job offers. Secondly one is free to choose more options with this method (Schick, 2005). The great thing about Web 2.0 is that by the social networking sites and the freelancing websites, the diverse cultures are coming closer. People from different countries wor,k for each other and have discussions over cultural issues. Besides the advantages of Web 2.0, there are also some risks involved with it like it has made us hugely dependent upon internet and if for any reason your server goes down then what will you do? Now all of the work is conducted over the internet, no paperwork is involved. So there is a big question mark in front of the risks involved with this method. Another negative thing about Web 2.0 is that the sharing has become very common and the copyrighted things are losing their value because of this. Music, Books, Videos, Movies, and others go into a loss when are being shared. The journalist Steven Johnson writes in his article Celebration of Web 2.0: â€Å"What may be lost when everyone is a potential expert and everyone is talking at once†Ã‚  

Friday, October 18, 2019

Assignment 9 - Resumes Essay Example | Topics and Well Written Essays - 750 words

Assignment 9 - Resumes - Essay Example To make use of and expand my full potential with an opportunity for professional growth based on performance. To make the most of every opportunity those comes and make it an achievement. I intend to build a career with top environmental corporate with dedicated and committed people. To make sure I leave behind a positive impact in whichever company that I work in. KEY COMPETENCES Excellent communication skills both oral and written Good leadership, organisational and teamwork skills. High level of professionalism. Active listener – Willing to learn and listen Good interpretation of complex data (Trigonometry, Geometry). Flexible, and able to move around from place to place in duty. Good innovative thinking capabilities. Physical Stamina for Outdoor Work Actively creative with continual acquisition of new skills and knowledge. Elaborate mathematical and analytical skills Ability to deliver desired results within a located time or with the available resources. Good risk assessm ent and management skills Excellent skills in giving out advices. Excellent Information Technology skills PERSONAL INTEREST A well organized individual used to working under minimal supervision, communicates well both in writing and orally, enjoys working in a humanitarian environment, punctual ,reliable and willing to learn with good academic record and strong capacity for directorial growth, self motivated with an outgoing personality and determination to succeed. I believe my interests and skills offer a strong foundation for a good career in Civil Engineering. I like being the mediator in times of conflict between groups or individuals. I am a good problem solver. I seek the chance to combine my interest and creativity in Physics to create and construct. I am drawn by the prospect of being able to interpret and translate ideas that are abstract into physical reality, and of using science to understand solutions that are innovative. My interest in Civil Engineering came at a youn g age when I visited some tall buildings back within our country. I have keen interest in the awesome potential that Civil Engineering has in reshaping the environment, pushing the boundaries of physical possibilities, while on the other hand making a true impact by solving problems that are practical. I am interested in going deeper into civil engineering and get even Masters and PhD credentials. EDUCATIONAL BACKGROUND PROFESSIONAL EXPERIENCE Place of Internship if any (Insert) Extracurricular Activities Attending seminars and technological quiz competitions. Taking part in youth festivals. Attending Guest talks and slide shows. Project presentation. Participating in debates and essay competitions. Participating in talent shows. Watching and taking part in drama. Singing. Referees (Insert) Mr. 1†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦. Place of work†¦Ã¢â‚¬ ¦.. Address and other contacts†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦ Mrs. 2†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.. Place of work†¦Ã¢â‚¬ ¦.. Address and other contacts†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦ Dr. 3†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.. Place of work†¦Ã¢â‚¬ ¦.. Address and other contacts†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦ Work cited "44 Resume Writing Tips." Daily Writing Tips. N.p., n.d. Web. 26 Nov. 2012. . "Sample Resume - Civil Engineer Resume." Enterprise IT Solutions and Services | Publishing, IT, Education, Energy, Insurance: Exforsys. N.p., n.d. Web.

Who should be responsible for the Japan explosive hydrogen gas Essay

Who should be responsible for the Japan explosive hydrogen gas - Essay Example In addition to tragic loss of life, infrastructure, and crops, the impact of the subsequent disasters still persist with Japan’s oil refineries and nuclear power plants. This paper will examine the impacts of the Great East Japan Earthquake on the country’s nuclear plants with regard to the nation’s nuclear power policies and political environment. Impacts on nuclear plants As a result of the high magnitude earthquake, Japan’s nuclear power plants including Fukushima I, Fukushima II, Tokai nuclear power stations, and Onagawa Nuclear Power Plant containing eleven reactors were automatically shut down. The diesel backup power systems of the Fukushima I and II nuclear power plants were destroyed when the Tsunami waves overtopped seawalls (Lijaz). It led to other severe issues including radioactive leakage and three large explosions at Fukushima I. In order to save people from dreadful effects, the government evacuated more than 200,000 people from the region. The April 7 aftershock greatly added to the crises as it hampered the external power supply to Higashidori Nuclear Power Plant and Rokkasho Reprocessing Plant (Lijaz). Three of four external power lines to Onagawa Nuclear Power Plant were destroyed and it led to the damage of cooling function for 80 minutes. In addition, a couple liters of radioactive water leaked at Onagawa. Gunther Oettinger, the Europe’s energy commissioner stated that the nuclear disaster was an ‘apocalypse’. Nuclear experts unanimously opine that Fukushima I is the ever worst and complicated nuclear disaster. As Lijaz reports in Jago News, the disaster damaged the cooling system at the Fukushima I Nuclear Power Plant; hence the radiation level inside the plant rose up to 1,000 time normal levels. In addition, scientists stated that the radiation level outside the plant was up to 8 times normal levels (Jago News). The condition of Fukushima II was also not satisfactory; hence, the disaster p roduced 6 problematic reactors in the country. Scientists detected radioactive iodine in the tap water in Fukushima, Toshigi, Chiba, Tokyo, Saitama, and Niigata whereas radioactive cesium was detected in the tap water in Fukushima, Tochigi, and Gunma; it was one of the most dreadful implications of the Great East Japan Earthquake. As per reports, the disaster caused failure in electricity supply and hence 4.4 million people were left without electricity in northeastern Japan. The severity of the catastrophe stopped operation of several nuclear and conventional power plants which in turn reduced TEPCO’s total capacity by 21 GW. As a result, the country was forced to declare rolling blackouts on 14th March. The Tokyo Electric Power Company announced that it could not provide more than 30 GW; it normally used to supply 40 GW of electricity. Presently, the TEP cannot supply additional power to the Kanto region since the power plants of the TEP were also damaged in the earthquake. In order to alleviate the electricity shortage in the country, most of the industrial concerns have trimmed down their power usage. Followed by the Tsunami and major earthquake, hydrogen explosions occurred at some of the reactors and that increased the dreadfulness of the situation. The high power of the explosion damaged a number of buildings around the reactor. The nuclear scientists identified that the zirconium from disintegrating fuel rods reacted with steam in the absence of cooling water and this process resulted in the emission of hydrogen. As a result of vehement efforts taken by engineers and other workers, the reactors could be

Bottoms Up Market Sizing Research Paper Example | Topics and Well Written Essays - 1000 words

Bottoms Up Market Sizing - Research Paper Example With unit investment trust which are registered companies that posses both characteristics of mutual funds and closed-end funds, their presence is attributed to low number of investment companies below year 2000 level despite net increase since in 2005. The number of new UITs has increased by 2011 by opening 51 new trusts, while closed end fund sponsors had increased with 10 by 2011 since year2005 (Investment Company institute, p, 17). ETFs which are regarded as hybrid of other investment companies (Dow Jones& company) have continued to increase with significant speed where 216 new fund have been opened, on net, by 2011 there were 1,166 ETFs which is 15 times that existed at year 2000 ( Investment Company institute,p.19). ... ,880 642 743 5,984 16,249 2009 8,612 627 820 6,049 16,108 8,540 624 950 5,971 16,085 2011 8,684 634 1,166 6,022 16,506 Source: Â   Source: Investment Company,p.19 Assets Managed By Fund Managers United state represented the world largest of mutual fund market, at the end of 2010 i.e. 11.8 trillion under management which is 48 % of global mutual fund asset under management (Investment Company institute, p.14). US registered investment companies managed $13 trillion by the end of 2011 (investment company fact book, p. 8) while this figure represent is a decrease of $ 129 billion since 2010. This is attributed to 1 % stock index fall hence decrease in total of net asset of fund invested in domestic equity market. Also through lowering of US equity and bond fund that held international asset, resulted to decrease in dollar value of non domestic securities in their portfolios (Investment Company institute, p.34). Asset under Fund Managers Year Tax-free debt trust assets (left scale) Taxa ble debt trust assets (left scale) Equity trust assets (left scale) Total trust assets (left scale) 1992 81 10 6 98 1993 71 9 8 88 1994 a 7 9 74 1995 51 8 14 73 1996 41 8 23 72 1997 38 6 41 85 1998 32 5 56 94 1999 26 4 62 92 2000 23 4 48 74 2001 19 4 26 49 2002 17 4 15 36 2003 13 3 19 36 2004 11 3 23 37 2005 10 2 29 41 2006 9 2 39 50 2007 8 2 43 53 2008 6 2 20 29 2009 10 4 25 38 2010 13 4 34 51 2011 16 4 41 60 Source: Investment Company institute, p.34 Revenue Generated By Assets under Fund Managers Financial currency trading market is quite dynamic with which changes daily and keep evolving as technology keep changing the course of online trading (Jeulin). Income represented by divided distribution mainly is generated from interest and divided earned from securities in fund manager

Thursday, October 17, 2019

Implication of the growth of services sectors Essay

Implication of the growth of services sectors - Essay Example rvices based economy revolves around provision of services like transportation, distribution or transfer of goods and money from one point to another. In more concrete terms, the services sector includes things like the provision of insurance, banking, retail operation, information access and entertainment or leisure services. The services sector is strongly linked to the other two sectors, for example, the provision of public utilities like water and electricity is often considered a part of the services sector while the installation, creation and development of means to provide those services come from the industrial economy. Moreover, an industrial economy can only be developed if there is a food surplus in the agricultural sector of the same country. This is the reason that the normal economic progression of a nation might go from a complete dependence on agriculture, to a boost in industry and finally towards a service based economic system. Historically speaking, the UK holds the position of being the first country to develop and exist as a services based economic system (Wikipedia, 2006). While it took the British Empire a few centuries to develop a services economy (helped in no small part by the colonies), modern economies are developing a services sector much faster than England. India for instance, is moving towards a services based economy at a rapid pace while the industrialisation of India is slower than the growth of the services sector (Economist, 2006). However, the UK is much more interested in the services sector since more than 70% of the British economy is based in services which means any dip in the economic indicators there will have a drastic effect on the overall economic conditions of the country (Economist, 2005). Similarly, the growth potential of the economy in the services zone is stunted because marginal growth would not only be difficult, it would also mean that government resources are being utilised inefficiently if the same